MCB Business Loan 2026 – Eligibility, Rates & Easy Online Application Guide
If you are a business owner looking to expand or manage finances, MCB Business Loan 2026 offers convenient solutions with competitive interest rates and flexible repayment plans. Whether you run a small shop or a growing enterprise, MCB provides tailored financial support to meet your business needs.
Eligibility Criteria
Before applying, ensure you meet the following requirements:
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| Criteria | Details |
|---|---|
| Age | 21 to 65 years |
| Business Type | Small, medium, or corporate businesses |
| Business History | Minimum 1 year of operational history |
| Documentation | CNIC, business proof, bank statements, tax documents |
Meeting these criteria improves your chances of quick approval and smooth processing.
Interest Rates & Loan Amounts
MCB offers competitive rates depending on the loan type and business profile:
| Loan Type | Amount Range | Interest Rate (per annum) | Tenure |
|---|---|---|---|
| Small Business Loan | PKR 100,000 – 5,000,000 | 15% – 18% | Up to 5 years |
| Corporate Business Loan | PKR 5,000,000 – 50,000,000 | 13% – 16% | Up to 7 years |
| Working Capital Loan | PKR 500,000 – 20,000,000 | 14% – 17% | Up to 3 years |
These rates are designed to support growth while keeping repayments manageable.
Benefits of MCB Business Loan
- Quick and hassle-free approval process
- Flexible repayment schedules tailored to cash flow
- Online application available 24/7
- Financial support for expansion, machinery, inventory, and more
- Dedicated support from MCB relationship managers
How to Apply Online
- Visit the MCB official website.
- Navigate to the Business Loan Section.
- Fill in the required details and upload documents.
- Apply for approval.
- Receive confirmation and loan disbursement within a few working days.
Conclusion
MCB Business Loan 2026 is ideal for entrepreneurs looking for reliable funding with flexible terms. By checking eligibility and applying online, businesses can secure funds quickly and focus on growth.
