BISP 3rd Installment 2026: How to Receive Payment Through Banks + Free SIM Offer Explained
The Benazir Income Support Programme (BISP) 3rd installment for 2026 is now being released with a new, more convenient payment method. Beneficiaries can collect their funds through official partner banks instead of crowded payment centers. Along with this, the government has introduced a Free SIM Offer for verified beneficiaries to help them receive payment alerts and program updates instantly.
This guide explains the complete payment process, bank collection method, SIM offer eligibility, and required documents, ensuring every beneficiary can access their installment smoothly.
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BISP 3rd Installment 2026 – What’s New This Year?
The 2026 update brings two major changes:
● Bank-Based Payment System
Beneficiaries can now receive payments directly through designated bank counters for faster, safer, and more transparent disbursement.
● Free SIM Distribution
Eligible women will receive a free mobile SIM linked with their BISP account so they can get SMS alerts for:
- Payment release
- Verification status
- Survey updates
- Complaint responses
How to Receive BISP 3rd Installment via Bank
Step 1: Confirm Eligibility
Visit the 8171 web portal or send your CNIC number to 8171.
If you are eligible, you’ll receive a confirmation message regarding payment status.
Step 2: Visit the Nearest Partner Bank
Go to the authorized bank branch assigned to your district. Banks currently involved include:
- Bank Alfalah
- HBL
- UBL
- Meezan Bank (selected regions)
Step 3: Biometric Verification
At the BISP counter inside the bank, provide:
- CNIC
- Thumb biometric verification
Step 4: Collect Your Payment
After successful verification, your 3rd installment will be handed over in cash or transferred to your BISP bank account, depending on the district setup.
Step 5: Receive SMS Confirmation
Once the payment is collected, beneficiaries receive an automated SMS confirming the transaction.
Free SIM Offer 2026 – Who Can Get It?
The Free SIM will only be offered to:
- Verified BISP women beneficiaries
- Women who completed the Dynamic Survey
- Households listed in the NSER updated database
- Beneficiaries whose CNIC is active and biometrically verified
Benefits of the Free SIM
- Free SMS alerts about payments
- Faster communication with BISP helplines
- Priority notification for future installments
- Access to registration and survey updates
Required Documents for Bank Payment
| Document | Purpose |
|---|---|
| Original CNIC | Identity verification |
| Registered mobile number | For SMS confirmation |
| BISP message screenshot (optional) | To confirm installment status |
| Thumb verification | Mandatory at bank |
Important Instructions for Beneficiaries
- Only visit the assigned bank branch to avoid delays.
- Do not share CNIC or SIM details with unauthorized agents.
- Always wait for the official 8171 SMS before going to the bank.
- Keep the free SIM active to receive all notifications.
- File complaints through the BISP Tehsil Office if payment is delayed.
Expected Benefits of the New Payment System
The new mechanism ensures:
- Reduced fraud and middlemen involvement
- Transparent record of all payments
- Less crowding at retailers
- Faster service through dedicated bank counters
Final Words
The launch of the BISP 3rd Installment 2026 with a direct bank collection method and a Free SIM Offer marks a major step toward improving financial access for low-income households. Beneficiaries are encouraged to keep their CNIC and mobile SIM active to receive timely alerts and collect payments without any issues.
